Em@ney

Founded in 2012, Em@ney Plc is among the pioneering Electronic Money Institutions established in Malta. With over a decade of industry experience, Em@ney Plc is dedicated to delivering stable, secure, and tailored financial solutions designed to meet the evolving needs of its clients.

The company is licensed by the Malta Financial Services Authority (MFSA) under the Electronic Money Directive 2009/110/EC, enabling it to operate across all Single Euro Payments Area (SEPA) jurisdictions.

Em@ney Plc specializes in e-money issuance and redemption, payment services, payment processing infrastructure, and advanced online banking solutions. Through the implementation of advanced compliance and transaction monitoring systems, Em@ney Plc ensures the highest standards of security, regulatory compliance, and operational reliability.

This positions the company as a trusted one-stop partner for payment solutions, bulk transactions, and customizable financial services, offering competitive pricing and flexible opportunities.

The Em@ney Business Account is designed to support companies of all sizes, providing a reliable and efficient financial infrastructure for managing business operations.

As a trusted financial partner, a dedicated business account enables you to send and receive payments seamlessly with banks worldwide, including transactions within the Single Euro Payments Area (SEPA) as well as international transfers through SWIFT. Through an advanced online banking platform, you can easily monitor balances, review transactions, and manage your financial activities in real time.

Clients may request a debit card issued on the Mastercard network, allowing secure payments both online and at physical points of sale. A dedicated mobile application enhances transaction security through 3D Secure authentication, adding an additional layer of protection for online purchases. Businesses can also issue corporate cards in the names of employees or partners for streamlined expense management.

The Em@ney platform supports bulk payment functionality, enabling businesses to efficiently process payroll and partner payouts. In addition, scalable and fully customizable APIs, developed by our in-house engineering team, allow seamless integration with your existing systems and business workflows.